Mortgage Home Purchase Loans without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

As a dual-licensed brokerage, we represent buyers and sellers for residential real estate transactions, as well as support the buyers in securing the best loan options for their needs.

The Home Purchase Loan Process

Here’s how our home purchase loan process works:

• Complete our simple mortgage pre-approval letter request
• Receive options based on your unique criteria and scenario
• Compare mortgage interest rates and terms
• Choose the offer that best fits your needs

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of "43/49." This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
We also have Non-QM loan options that largely benefit business owners and self-employed borrowers by not requiring W2’s or tax returns. (Bank Statements loans, Investor Cashflow loans, Asset-only loans)

• Fixed Rates
• Adjustable Rate Mortgage (ARM)
• Conforming Loans
• Jumbo & Super Jumbo Loans
• FHA, VA, & USDA Loans
• Terms from 5 to 30 Years
• Bank Statement Loans
• Investor Casfhlow Loans
• Asset-Only Loans